Stripe
Stripe is a payments and billing platform that lets businesses accept cards, bank debits and other payment methods online and run subscriptions, invoices and sales tax from one account, for startups through large enterprises.
Updated October 2026
Overview: What is Stripe?
Standard pricing is 2.9% plus 30 cents per successful domestic card payment, with no setup or monthly fees (checked October 2026).
Stripe started as a payments API and now covers most of the money side of a B2B company: payment pages and links, recurring billing, invoices, usage-based billing through Metronome, sales tax, revenue recognition and reporting. In a revenue team it sits after the deal closes: the CRM records the sale, and Stripe collects the money, retries failed payments and holds the subscription record. Most products are priced as a percentage of volume, so costs grow with revenue.
Fit: Ideal customer profile.
Companies that sell online or on subscriptions and want payments, billing and invoicing on one developer-friendly platform, from a first payment link to custom enterprise pricing. Teams that sell mainly through large annual contracts paid by wire may use only Invoicing, and complex quote-to-cash processes usually need a CPQ or billing system on top.
- Card and ACH payments online
- Subscription and usage-based billing
- Invoicing and sales tax
Capabilities
Key features.
01
Online payments with cards, wallets, ACH Direct Debit and 100+ payment methods
02
Billing for subscriptions and recurring revenue, with Smart Retries for failed payments
03
Usage-based billing through Metronome, which Stripe agreed to buy in December 2025
04
Invoicing with automated accounts receivable workflows
05
Stripe Tax for sales tax, VAT and GST calculation and filing
06
Revenue Recognition reports for ASC 606 and IFRS 15
07
Payment Links and Checkout for selling without a custom front end
Usage
How to use Stripe.
Create an account, verify the business, then take payments through Payment Links or Checkout with no code, or integrate the API for a custom flow. For revenue teams the CRM connection matters most: HubSpot can use Stripe as its payment processor for quotes, invoices and payment links, a HubSpot Data Sync app syncs contacts, products and invoices, and Stripe for Salesforce Platform is listed on AppExchange.
Cost
Pricing.
2.9% + 30¢ per card payment
US standard pricing as listed on stripe.com (checked October 2026). There are no setup or monthly fees on standard pricing. Disputes cost $15 each, Revenue Recognition is $25 a month and Sigma $15 a month. Businesses with large volume can get custom pricing, including interchange-plus and volume discounts.
Payments
- 2.9% + 30 cents per domestic card
- +1.5% for international cards
- ACH Direct Debit 0.8%, capped at $5
Billing
- 0.7% of billing volume, pay as you go
- Or from $620 a month on a 1-year contract
Invoicing
- 0.4% per paid invoice
Tax
- Basic: 0.5% per taxed transaction
- Complete: from $90 a month, 1-year contract
At a glance
Quick facts.
- Stack position
- RevOps
- Category
- RevOps, Sales Tools
- Best for
- Card and ACH payments online, Subscription and usage-based billing, Invoicing and sales tax
- Pricing
- 2.9% + 30¢ per card payment
Subcategories
- Payment Processing
- Quote-to-Cash
Questions
Frequently asked.
How much does Stripe cost?
Card payments cost 2.9% plus 30 cents per successful domestic transaction in the US, with 1.5% more for international cards. Billing, Invoicing and Tax add their own fees, such as 0.7% of billing volume for Billing (checked October 2026).
Does Stripe integrate with HubSpot?
Yes. HubSpot can connect Stripe as its payment processor for quotes, invoices and payment links, and a HubSpot Data Sync app syncs contacts, products and invoices between the two.
Does Stripe work with Salesforce?
Stripe for Salesforce Platform is listed on AppExchange and gives Salesforce access to Stripe data and billing flows. Plan for some admin or developer setup.
What are Stripe's limits?
Fees are a percentage of volume, so costs climb as revenue grows, and the Billing, Tax and Invoicing fees stack on top of payment fees. Complex enterprise contracts with custom terms often need a CPQ or billing tool alongside it.
What are the alternatives to Stripe?
Chargebee and Recurly are the usual comparisons for subscription billing. Paddle acts as merchant of record and takes on sales tax, which Stripe now also offers through Managed Payments for 3.5% extra. Salesbricks handles B2B quoting before the bill.
Compare
Stripe alternatives.
Talk to us: Pick the tool. We run the system around it.
Stripe is one part of a stack. We build and run the revenue system it plugs into.
Talk to Phi